Insurance Solutions

At Standard Life Investments, we understand the challenges currently facing insurance companies across the globe. Changes in regulation and the difficult economic environment since the financial crisis have put pressure on insurers’ capital, solvency and reporting requirements. At the same time, there is a need to generate sufficient returns that meet their obligations. This is increasingly difficult in an environment of low interest rates and volatile financial markets. As a result, many insurers are looking for an experienced, insurance-literate asset manager with the infrastructure to provide a range of investment solutions that are both capital efficient and can generate yield.

History and heritage

We have a long history of managing insurance assets, both on behalf of our parent company Standard Life Group and for over 50 third-party investors around the world. This heritage means we have experience in meeting regulatory requirements including extensive asset and risk reporting.

We also have experience managing with-profits assets, helping Standard Life Group maximise returns while effectively hedging guarantees, and managing risk and capital requirements. Similarly, we have significant experience managing annuity portfolios, including developing new asset class capabilities that allow annuity providers to optimise risk-adjusted returns.

Comprehensive investment solutions

To meet the evolving needs of insurers, we have developed capabilities across a broad range of asset classes. These include investments that offer significant diversification and capital-efficient qualities across absolute return, emerging market debt, real estate lending, infrastructure, private equity, high yield and money markets. In addition, we can offer bespoke liability-aware solutions where appropriate, and assume fiduciary responsibilities for investors who would like to outsource investment decisions.

In managing these investments, we have built a strong track record, with 94% of our third-party assets above benchmark over three years. This performance is possible through the dedication and expertise of our investment teams, which total over 500 global investment professionals with an average of 19 years industry experience and eight years at Standard Life Investments (all data as at June 2015).

Dedicated to insurers

Our insurance clients can also count on support from our dedicated insurance solutions team, which manages relationships with both our internal and external insurance clients. The team contains actuaries that have significant experience within the investment industry and detailed knowledge of regulation, risk and actuarial matters. As a result, the team can provide clients with extensive support and industry insight. We also have a wider team of experienced investment professionals and actuaries throughout the business whom we can call on as appropriate.

For more information on investment solutions for insurers in Asia, please contact Allen Wang, Head of Asia Institutional Business, allen_wang@standardlife.com